Fee calculator
$0
No signup, no limit.
Etsy took 11.4% of that order.
The rate card says 6.5%.
Enter one order. See every fee Etsy actually deducted, in the order it hits your payout.
11.4%
of this order went to Etsy
You keep $21.27
| Transaction fee (6.5%) | $1.56 |
|---|---|
| Payment processing | $0.97 |
| Offsite ad (15%) | $0.00 |
| Regulatory operating fee | $0.00 |
| Listing fee | $0.20 |
| VAT on fees | $0.00 |
| Total fees | $2.73 |
Commission is charged on item + shipping − discount. Processing is charged on what the buyer actually paid, including tax. Most calculators use one base for both.
Why the rate card is misleading
Two bases, one number
Commission excludes the buyer's tax; processing includes it. Using one base for both is the most common mistake in Etsy fee calculators.
Discounts don't reduce everything
A discount lowers the commission base. It does not lower the processing fee, which is charged on what the buyer actually paid.
UK and EU pay VAT on the fees
Around 20% on the fees themselves, on top of the fees. This is why European sellers can never reconcile their numbers.
Pricing
Etsy Fee Playbook
$29 one-time
12-page PDF: the six-country model, three worked orders, and the monthly reconciliation checklist. Instant download.
Buy the playbookStarter
$9 / month
Weekly fee check and risk scan. Launching December 2026.
Notify meGuard
$19 / month
Everything in Starter, plus listing-level alerts. Launching December 2026.
Notify meFAQ
Do I need to connect my Etsy account?
No. The calculator runs in your browser and needs no login. The Playbook is a PDF you download right after payment. We never ask for your Etsy login.
What is in the Playbook?
Twelve pages: the six-country rate table, three fully worked orders (US, UK, Germany), the rounding rule that makes spreadsheets drift by a cent, and a ten-step monthly reconciliation checklist. One PDF, no subscription, no expiry.
How accurate is this?
The US and UK rates are calibrated against real seller payment records to within a cent per order. Other countries are marked as estimates, because we have not verified their rates against real bills yet.
What happens to my data?
Nothing you type into the calculator leaves your browser. When you buy the Playbook, Creem handles the payment and passes us the email address on the order, so we can answer support questions and process refunds.
Does this replace my accountant?
No. It shows where the money went and why the rate card disagrees with your payout. It does not file taxes.